Many individuals and businesses face financial problems, especially in this continuing recession.
The worry of debt can lead to extreme reactions, illness, stress, suicide!! At these times unscrupulous debt management companies can take advantage.
Mark Gardner, Partner at Latimer Hinks advises on the issues of bankruptcy, debt recovery and insolvency.
The office of fair trading recently highlighted the problems of bad debt companies. Read Mark's comments on this report.
If you find youself in a desperate situation, please speak to someone...citizens advice, legal advisers etc. By speaking you are sharing and by sharing you are "lightening the load."